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Mortgage

  • mortgages available for residential, agricultural or commercial properties
  • conventional and CMHC insured mortgages
  • amortization periods up to 25 years
  • comprehensive insurance coverages available
  • competitive interest rates
  • payment options – weekly, bi-weekly or monthly

A home may be the biggest investment you will ever make. When contemplating a mortgage it is a good idea to get the advice of a professional from Swan Valley Credit Union. Whether you are buying a home for the first time or renewing your mortgage, we understand the importance of working out the best possible mortgage package, so your home or renovations are truly affordable.

We recognize that having flexible repayment and prepayment options is very important to mortgage holders. Did you know that Credit Unions were the innovators of bi-weekly payments that substantially reduce the interest costs of your mortgage?

We stretch your mortgage dollar with competitive interest rates and no hidden charges or penalties so that your mortgage can be home free and clear as quickly as possible.

SVCU’s mortgage features include:

  • 90 Day Rate Guarantee with a pre-approved mortgage
  • annual 15% pre payment provision without penalty on all fixed rate mortgages

Pre-Approved Mortgages

Speak to one of our Financial Service Representatives before you buy and we’ll show you all the advantages of having your financing in place with a Swan Valley Credit Union pre-approved mortgage. We’ll show you how to have a manageable mortgage that gives you the peace of mind knowing that your home or renovations are affordable.

  • helps you determine what you can afford
  • interest rate guaranteed for 90 days – if rates drop in that time period you get the lower rate
  • a pre-approved mortgage puts you under no obligation and is free of cost
  • rapid pre-approval

Online Calculators


Main Branch

913 Main Street E.
Box 1510 Swan River,
Manitoba R0L 1Z0


Phone: 1-877-218-7828
Fax: (204) 734-3968

Benito Branch

103 Main Street
Benito, Manitoba
R0L 0C0


Phone: (204) 539-2400
Fax: (204) 539-2401

Minitonas Agency

Minitonas Community Store
267 2nd Ave.
Minitonas, MB R0L 1G0


Phone: (204) 525-2623
Fax: (204) 525-2624

© Swan Valley Credit Union 2013

Swan Valley Credit Union  Main Branch is a BBB Accredited Credit Union in Swan River, MB