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Term Loans

Personal loans can be used to finance purchases of a wide range of personal goods including automobiles; furniture and appliances; recreational equipment etc. Since interest rates on personal loans are normally much lower than credit card interest rates, personal loans are beneficial in consolidating debts to lower monthly payments and interest costs. The interest rate charged on personal loans depends on a number of factors including the purpose of the loan; the security taken; the length of the term of the loan; the degree of risk and the amount of business that a client does with the financial institution. Unlike mortgages, it is difficult to compare personal loan interest rates because of these varying factors.

  • flexible term lengths
  • competitive fixed or variable interest rates
  • personally tailored payments can be weekly, bi-weekly, monthly, quarterly, semi-annual or annual
  • consumer loans covering everything from RRSP purchases to vehicles
  • loans open to pre-payment or payoff at any time without penalty
  • comprehensive insurance coverages available
  • all term loans can be repaid at any time without penalty

Online Calculators


Main Branch

913 Main Street E.
Box 1510 Swan River,
Manitoba R0L 1Z0


Phone: 1-877-218-7828
Fax: (204) 734-3968

Benito Branch

103 Main Street
Benito, Manitoba
R0L 0C0


Phone: (204) 539-2400
Fax: (204) 539-2401

Minitonas Agency

Minitonas Community Store
267 2nd Ave.
Minitonas, MB R0L 1G0


Phone: (204) 525-2623
Fax: (204) 525-2624

© Swan Valley Credit Union 2013

Swan Valley Credit Union  Main Branch is a BBB Accredited Credit Union in Swan River, MB