Lending Web Banner 2017 981 x 220.jpg

Loan & Mortgage Rates

Residential Mortgages 
3.35% APRFebruary 2, 2015

Fixed Rate Term Loans:

Consumer Base Rate(May 17, 2010)      
12 Months24 Months36 Months48 Months60 Months72 Months84 Months
APR2
7.00%
APR2
7.25%
APR2
7.25%
APR2
7.50%
APR2
7.75%
APR2
8.00%
APR2
8.00%
Agricultural Base Rate(January 11, 2013)      
12 Months24 Months36 Months48 Months60 Months72 Months84 Months
APR2
4.00%
APR2
4.00%
APR2
4.00%
APR2
4.25%
APR2
4.50%
APR2
5.00%
APR2
5.50%
Commercial Base Rate(May 17, 2010)      
12 Months24 Months36 Months48 Months60 Months72 Months84 Months
APR2
5.25%
APR2
5.50%
APR2
5.75%
APR2
6.00%
APR2
6.25%
APR2
6.50%
APR2
7.00%

Residential Mortgages:

Residential Closed FixedMay 25, 2017     
6 months12 Months24 Months36 Months48 Months60 Months84 Months
APR2
3.10%
APR2
2.95%
APR2
2.35%
APR2
2.35%
APR2
2.48%
APR2
2.64%
APR2
3.59%

Farm Mortgages:

Fixed:November 26, 2009     
12 Months24 Months36 Months48 Months60 Months84 Months
4.75%5.00%5.25%5.75%6.00%6.50%

Commercial Mortgages:

Maturity Date Must be Selected Within These DatesNon-Redeemable Amount Invested  
None$500 - $99,999$100,000 - $249,999$250,000 - $999,999

Line of Credit:

  • Rate dependent on security provided and credit score.
  • Interest charged to account monthly.

Other Terms and Conditions

  • Some restrictions may apply, actual loan rates may vary.
  • All loan interest is calculated on the daily closing unpaid balance.
  • All rates, excluding Farm Mortgages, are based on monthly payment of interest. Add .25% for semi-annual payments, .50% for annual payments.
  • Overdrafts and delinquent accounts will be charged 24% or the maximum rate permitted by the documents.
  • Government Farm Equipment, Small Business, and Student Loan programs (as set by government).
  • Qualifying non-profit at prime.
  • Some fixed rate loans have prepayment penalties.

Important Notes:

  1. Patronage refunds (if any) may reduce the effective interest rate paid.
  2. The Annual Percentage Rate (APR) is equivalent to the Annual Interest Rate, and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.

Main Branch

913 Main Street E.
Box 1510 Swan River,
Manitoba R0L 1Z0


Phone: 1-877-218-7828
Fax: (204) 734-3968

Benito Branch

103 Main Street
Benito, Manitoba
R0L 0C0


Phone: (204) 539-2400
Fax: (204) 539-2401

Minitonas Agency

Minitonas Community Store
267 2nd Ave.
Minitonas, MB R0L 1G0


Phone: (204) 525-2623
Fax: (204) 525-2624

© Swan Valley Credit Union 2013

Swan Valley Credit Union  Main Branch is a BBB Accredited Credit Union in Swan River, MB