Service Charges
Service Charges
Members, please note changes to our Service Fees, effective January 1, 2025.
COUNTER SERVICES FEES | ||||
Cash Handling Charge (Applicable when monthly cash deposits exceed $5,000) | $2.50/$1,000 | |||
Paper Statement (Pick up or Mail) | $2.00 | |||
Over-the-counter Cheques (Fee waived if cheque order placed at that time) | 75₵ | |||
Fax Charges ($2.00 minimum in North America, others at cost) | $1.00/page | |||
Bill Payments (Bills officially accepted at counter) | $1.50 | |||
Money Orders (Canadian or U.S. Funds) | $7.50 | |||
Obtain Hold Funds | $5.00 | |||
Photocopies | 50₵ | |||
Primary Order (Draft) | $7.50 | |||
Receive Wire Transfer Fee (in denomination of wire) - Effective November 1st, 2022 | $15.00 | |||
Wire Transfers In or out of Canadian Institution (U.S. & International pricing available at branch) | $40.00 | |||
Verification of Funds (Phone another F.I.) | $3.00 |
OTHER SERVICES FEES | ||||
Telephone (Balance inquiry or transaction history) | $3.00 | |||
Telephone Transfer between your own accounts (Both accounts must be owned by the same member) | $5.00 | |||
Telephone Transfer between accounts (Each account owned by a different member) | $5.00 | |||
INTERAC® e-Transfer (sending) ®Interac e-Transfer are registered trademarks of Interac Corp. Used under licence. | $1.00 | |||
INTERAC® e-Transfer Request Money ®Interac e-Transfer are registered trademarks of Interac Corp. Used under licence. | $1.00 | |||
Stop Payment - Effective November 1st, 2022 | $15.00 | |||
Cirrus ATM (Anywhere in the world) | $5.00 | |||
ATM Withdrawals (Non-CU INTERAC® in Canada ) ®Interac e-Transfer are registered trademarks of Interac Corp. Used under licence. | $2.00 | |||
Chargeback Handling Fee (For deposit of NSF or postdated items, etc.) | $7.00 | |||
Coverdraft Transfer - computer generated | $3.00 | |||
Coverdraft Transfer - manual | $4.00 | |||
Non-MICR encoded cheques (Manual processing) | $5.00 | |||
Non Sufficient Funds on deposit to cover cheques issued (each cheque dishonoured) | $45.00 | |||
Collection Fee (of NSF items accepted by a member) | $15.00 | |||
Overdraft (per item cleared, PLUS interest @24%) | $5.00 | |||
Overdraft Protection (Monthly fee for line of credit) | $3.00 | |||
Member Card / ATM Card Replacement (Non expired, at member's request) | $10.00 | |||
Rush ATM Card (At member's request) | $40.00 | |||
ATM Card - Flash Deactivation | $20.00 | |||
Special Notice Fee | $15.00 | |||
Companies Office (Annual Return Search) | $15.00 | |||
U.S. Funds (Clearing from Canadian chequing account) | $5.00 | |||
U.S. Cheque Clearing Fee | $1.25 | |||
U.S. Cheque Handling Fee (Deposit or cashing) | 50₵ | |||
Non-Member Cheque Cashing (Excluding Government of Canada cheques) | $5.00 |
SELF-SERVE | FEES | |||
Electronic Bill Payment (CU@Home, SVCU Telephone Banking) | 70₵ | |||
ATM Withdrawal (Any Credit Union ATM in Canada) | 70₵ | |||
INTERAC® Debit (Point of Sale) ®Interac e-Transfer are registered trademarks of Interac Corp. Used under licence. | 70₵ | |||
Pre-Authorized Debit (Point of Sale) | 70₵ |
AGRICULTURAL, COMMERCIAL & PERSONAL LENDING | FEES | |||
Application to Extend, Refinance, Amend | $75.00 to | |||
Mortgage or Loan, Add or Release Security | $100.00 | |||
Credit Bureau Search | $10.00 to $25.00 | |||
Personal Property Search (MB) | $20.00 | |||
Personal Property Registration (MB) | $30.00 | |||
Out-of-Province Personal Property Registration & Land Titles Office Fees | Per Provincial Fee | |||
Discharge of Mortgage (Full or Partial) | $250.00 | |||
Preparation of Caveats involving 1 Title Search (Additional title searches at $30.00 each) | $300.00 | |||
Discharge of Caveat (Full or Partial) | $250.00 | |||
Mortgage Blend & Extend Fee | $100.00 | |||
LTO Search | $50.00 | |||
Mortgage Transfer Fee | $250.00 | |||
New Commercial & Agricultural Loan Application Fees - Tiered | ||||
$0-$100,000 | $50.00 | |||
$100,001-$200,000 | $100.00 | |||
$200,001-$300,000 | $200.00 | |||
$300,001-$500,000 | $300.00 | |||
$500,000+ | See Lender | |||
Commercial & Agricultural Annual Review Fees - Tiered | ||||
$0-$25,000 | FREE | |||
$25,001-$50,000 | $50.00 | |||
$50,001-$150,000 | $100.00 | |||
$150,001-$300,000 | $200.00 | |||
$300,001-$500,000 | $300.00 | |||
$500,000+ | See Lender | |||
Large Loan Annual Review (No line of credit) | $100 (Minimum) | |||
Corporate/Partnership Re-Documentation Fee (Conversion to a corporation or partnership) | $500.00 |
TRANSFERS / ACCOUNT CLOSING | FEES | |||
Transfer Out Fee For Registered Products | $75.00 per | |||
(RRSP, RRIF, LIRA, TFSA, other registered products) | Transaction | |||
Demand Account Closing | $10.00 | |||
(Only when primary order is issued)) |
CHEQUE CERTIFICATION FEES | ||||
For a member's own cheque - Effective November 1st, 2022 | $13.00 | |||
For a member, of another member's cheque | $15.00 | |||
For a non-member | $20.00 |
SAFETY DEPOSIT BOXES FEES | ||||
Regular (1½" x 5" x 21") $3.00 for each full month | $36.00 | |||
Medium (2¼" x 5" x 21") $4.00 for each full month | $48.00 | |||
Large (5" x 5" x 21") $6.00 for each full month | $72.00 | |||
Extra Large (2½" x 10" x 21") $6.00 for each full month | $72.00 | |||
XX Large (5" x 10" x 21") $13.00 for each full month | $156.00 | |||
Lost Key | $30.00 | |||
Both Keys Lost (Box to be opened by two authorized credit union employees) | $125.00 |
Members please note the following:
- Members are responsible for fees or other documents not outlined above.
- Other loan charges may apply - contact branch for details.
- Duplicate account information, audit verification reports, credit report assistance or other non-standard services not identified elsewhere in this schedule - $50.00 per hour ($20.00 minimum), plus photocopy or microfiche/microfilm charges, postage and handling, and any other costs incurred.