Investment Products
Term Investments
Term Investments
SVCU offers both Short-Term and Long-Term Investment options as well as Registered Variable Accounts.
When making a deposit with Swan Valley Credit Union, it is important to know: All deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.
Registered Variable Accounts
With no minimum deposits required, Registered Variable Accounts are a great tool for members to start saving for future investments.
- No minimum deposit
- Interest paid monthly
- Highly competitive rates
- Automatic deposits, free of charge
Short Term Investments (GIC, TFSA, RRSP, RRIF, LIRA) – 30 to 364 Days
Short Term Investments are ideal for members seeking stronger rates of return than savings/variable accounts with a timeframe of less than a year.
- Minimum deposit for each term, $5,000
- Short Term Investments are non-redeemable
- Interest paid at the end of the contract date
- Highly competitive rates
Long Term Investments (GIC, TFSA, RRSP, RRIF, LIRA) – 12 to 60 Months
Long Term Investment options gives members additional interest options and a lower minimum deposit.
- Minimum deposit for each term, $500
- Long Term Investments are non-redeemable
- GIC/TFSA
- Annual interest can be compounded or paid as simple interest*
- Monthly Interest is available on terms of $5,000 or more.
- RRSP/RRIF/LIRA
- Interest paid annually or at maturity and compounded within the plan
- Highly competitive rates
- Registered Long Term Investment will mature to registered variable account if not renewed.
*Please see SVCU’s Investment Rates for details on interest options, as well as additional important notes regarding our Term Investments and registered variable accounts.
Relationship Pricing (Bonus Interest)
Relationship pricing is available on most SVCU Term Investments Products. Please contact us directly to discuss your options.
Mutual Funds
Term Investments
Term Investments
SVCU offers both Short-Term and Long-Term Investment options as well as Registered Variable Accounts.
When making a deposit with Swan Valley Credit Union, it is important to know: All deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.
Registered Variable Accounts
With no minimum deposits required, Registered Variable Accounts are a great tool for members to start saving for future investments.
- No minimum deposit
- Interest paid monthly
- Highly competitive rates
- Automatic deposits, free of charge
Short Term Investments (GIC, TFSA, RRSP, RRIF, LIRA) – 30 to 364 Days
Short Term Investments are ideal for members seeking stronger rates of return than savings/variable accounts with a timeframe of less than a year.
- Minimum deposit for each term, $5,000
- Short Term Investments are non-redeemable
- Interest paid at the end of the contract date
- Highly competitive rates
Long Term Investments (GIC, TFSA, RRSP, RRIF, LIRA) – 12 to 60 Months
Long Term Investment options gives members additional interest options and a lower minimum deposit.
- Minimum deposit for each term, $500
- Long Term Investments are non-redeemable
- GIC/TFSA
- Annual interest can be compounded or paid as simple interest*
- Monthly Interest is available on terms of $5,000 or more.
- RRSP/RRIF/LIRA
- Interest paid annually or at maturity and compounded within the plan
- Highly competitive rates
- Registered Long Term Investment will mature to registered variable account if not renewed.
*Please see SVCU’s Investment Rates for details on interest options, as well as additional important notes regarding our Term Investments and registered variable accounts.
Relationship Pricing (Bonus Interest)
Relationship pricing is available on most SVCU Term Investments Products. Please contact us directly to discuss your options.