Investment Rate Specials

Last Update: April 8, 2010

Guaranteed Investment Certificates

Maturity Date Must be Selected Within These DatesRedeemable Amount Invested  
None$500 - $99,999$100,000 - $249,999$250,000 - $999,999

See Notes: 2,3,6

Maturity Date Must be Selected Within These DatesAmount Invested  
None$500 - $99,999$100,000 - $249,999$250,000 - $999,999

See Notes 2, 3, 4, 6

Interest based on annual payment of interest. Deduct .10% for semi-annual interest; deduct .25% for monthly interest. Monthly interest is only available on terms of $5,000 or more. Minimum deposit of $500 for each term. (Youth and Non-Profit Organizations minimum $100).

Guaranteed Investment Certificates Registered (RRSP/RRIF)

Trusted by Co-operative Trust Company of Canada.

Over the CounterFee
Each cheque$0.65
SVCU or Inter Credit Union
cash withdrawal

See notes 1, 3, 5

Interest paid annually or at maturity and compounded within the plan. Registered variable rae savings applies after maturity if not renewed. Minimum deposit of $500 for each term.

Important Notes:

  1. Registered Plans (including NISA/CAIS) do not participate in patronage payments.
  2. Failing notification in advance, Term Deposits and Contract Certificates will be credited to Plan 24 savings upon maturity.
  3. Highest rate will be paid if aggregate funds invested in CDs and Terms with Swan Valley (whether registered or non-registered) at date of deposit meet required levels.
  4. Redeemable prior to maturity subject to penalty, except in the event of a serious medical emergency or the death of the depositor or a member of his/her family, in which case the penalty may be waived.
  5. No registration or front-end loading fee, no administration fee, no transaction fee, no unloading or withdrawal fee or penalty. RRSP term deposits locked in for period selected, except in case of death, the purchase of an annuity or Registered Income Fund.
  6. Not transferable; assignable only to Swan Valley Credit Union as loan security (RRSP’s excluded).
  7. Any GIC’s redeemed within 90 days of issue are redeemed without interest.
  • Interest rates are subject to change without notice. Rates on Term Deposits, Contract Certificates, and Fixed Rate RRSP’s are guaranteed to maturity.
  • Credit Union Deposit Guarantee Corporation, a deposit insurance corporation that insures the deposits of all Manitoba Credit Unions, guarantees all deposits.
  • Any Patronage Payments Received Will Increase The Effective Yield Earned. (Registered products excluded).


Main Branch

913 Main Street E.
Box 1510 Swan River,
Manitoba R0L 1Z0

Phone: 1-877-218-7828
Fax: (204) 734-3968

Benito Branch

103 Main Street
Benito, Manitoba
R0L 0C0

Phone: (204) 539-2400
Fax: (204) 539-2401

Minitonas Agency

Minitonas Community Store
267 2nd Ave.
Minitonas, MB R0L 1G0

Phone: (204) 525-2623
Fax: (204) 525-2624

© Swan Valley Credit Union 2013

Swan Valley Credit Union  Main Branch is a BBB Accredited Credit Union in Swan River, MB